Services - What We Do
Working with us you won't get a fake quote to get you in the door. You won't ask for an online quote only to be bombarded with phone calls, texts and emails hammering you for your business. You won't get a bunch of slick AI tools or robots, or cookie cutter plans.
What you will get are competent, EXPERIENCED professionals - real people who listen and really care. We want to be with you for the rest of your life and will be there to help your family at the end of your life.
We want to make a difference for you and the people you love, and we want to do it the right way - with empathy, knowledge, and integrity in all we do.
Personalized Insurance Assessments
We offer personalized insurance assessments where we'll input your financial and family information to receive recommendations for suitable life insurance policies. As a broker, I don't just work with one company or one product, I'm looking at plans and rates from every major carrier and evaluating your health, your needs, your budget, and your goals to provide tailored insurance solutions.
Life Insurance Policy Comparisons
We provide a platform for clients to compare different life insurance policies from various providers. There is no one-size fits all life insurance, and we offer a wide range of policy options, including term life, whole life, universal life, and more. Together we'll drill down to find the right carrier, coverage amount, premium, and policy features.
Policy Consultations and Reviews
We offer consultations for clients to discuss their existing life insurance policies and explore new needs or options. Life doesn't stay the same and neither should your life insurance. It's important to review current policies every year to ensure they continue to align with your needs and goals. A regular policy review ensures you always have the most current information to make informed financial decisions.
Claims Assistance
In the event of a life insurance claim, we're here for you. We'll explain the claims process and can assist you or your beneficiaries in filing and navigating claims efficiently and with empathy during difficult times.
Dorothy "Michelle" Niederer, Insurance Broker
Licensed Life/Health Producer
NPN #: 7271133
Lic: CA 0K00179
Lic: ID 584915
Lic: MT 3000074137
Lic: OR 7271133
Lic: WA 123585
EMG Ethical Marketing Group, LLC
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4928 N Lawsonia Pl, Boise, ID 83713