Your Financial Security is My Priority

Safeguarding your financial future is my utmost concern. I'll help you navigate the complexities of life insurance, ensuring you have the coverage you need to protect your loved ones.

About Dorothy "Michelle" Niederer

I am more than just your insurance broker; I'm your partner in financial security. With a legacy of empathy, knowledge and integrity - and a commitment to excellence, I've been helping individuals and families protect their futures for over 30 years.

As an experienced advisor, working with over 300 insurance carriers, I understand that life is full of uncertainties, and that's why I'm dedicated to providing you with tailored insurance solutions that suit your unique needs.

Circle of Champions Broker

About Dorothy "Michelle" Niederer

I am more than just your insurance broker; I'm your partner in financial security. With a legacy of empathy, knowledge and integrity - and a commitment to excellence, I've been helping individuals and families protect their futures for over 30 years.

As an experienced advisor, working with over 300 insurance carriers, I understand that life is full of uncertainties, and that's why I'm dedicated to providing you with tailored insurance solutions that suit your unique needs.

Service

Personalized Insurance Assessments

We offer personalized insurance assessments where we'll input your financial and family information to receive recommendations for suitable life insurance policies. As a broker, I don't just work with one company or one product, I'm looking at plans and rates from every major carrier and evaluating your health, your needs, your budget, and your goals to provide tailored insurance solutions.

Service

Personalized Insurance Assessments

We offer personalized insurance assessments where we'll input your financial and family information to receive recommendations for suitable life insurance policies. As a broker, I don't just work with one company or one product, I'm looking at plans and rates from every major carrier and evaluating your health, your needs, your budget, and your goals to provide tailored insurance solutions.

Life Insurance Policy Comparison

We provide a platform for clients to compare different life insurance policies from various providers. There is no one-size fits all life insurance, and we offer a wide range of policy options, including term life, whole life, universal life, and more. Together we'll drill down to find the right carrier, coverage amount, premium, and policy features.

Life Insurance Policy Comparisons

We provide a platform for clients to compare different life insurance policies from various providers. There is no one-size fits all life insurance, and we offer a wide range of policy options, including term life, whole life, universal life, and more. Together we'll drill down to find the right carrier, coverage amount, premium, and policy features.

Policy Consultations and Reviews

We offer consultations for clients to discuss their existing life insurance policies and explore new needs or options. Life doesn't stay the same and neither should your life insurance. It's important to review current policies every year to ensure they continue to align with your needs and goals. A regular policy review ensures you always have the most current information to make informed financial decisions.

Policy Consultations and Reviews

We offer consultations for clients to discuss their existing life insurance policies and explore new needs or options. Life doesn't stay the same and neither should your life insurance. It's important to review current policies every year to ensure they continue to align with your needs and goals. A regular policy review ensures you always have the most current information to make informed financial decisions.

Claims Assistance

In the event of a life insurance claim, we're here for you. We'll explain the claims process and can assist you or your beneficiaries in filing and navigating claims efficiently and with empathy during difficult times.

Claims Assistance

In the event of a life insurance claim, we're here for you. We'll explain the claims process and can assist you or your beneficiaries in filing and navigating claims efficiently and with empathy during difficult times.

FAQS

What is the right amount of life insurance for me?

The right amount of life insurance varies from person to person and depends on your unique circumstances. Factors such as your age, income, financial goals, and family situation all play a role. Our experienced advisors will work closely with you to assess your needs and recommend a coverage amount that ensures your loved ones are financially secure in the event of the unexpected. It's important to regularly review and adjust your coverage as your life circumstances change.

How does the claims process work?

Our claims process is designed to be as straightforward and efficient as possible during what can be a challenging time. When a claim needs to be filed, simply contact our claims support team. They will guide you through the necessary steps, including providing the required documentation to the insurance company. We work to assist you to get your claims processed promptly; ensuring that you receive the financial assistance you need during difficult times. We are real people that really care and are here to support you every step of the way.

Can I make changes to my policy after it's issued?

Yes, you can typically make changes to your policy after it's issued, although the options available may vary depending on the type of policy you have and the insurance carrier. Common changes include updating beneficiaries, adjusting coverage amounts, or changing payment methods. It's important to keep your policy up to date to align with your changing circumstances. Our team is here to assist you with any policy changes or updates you may require. Feel free to reach out, and we'll ensure your policy continues to meet your needs.

Testimonials

"I want to thank you for everything. That cancer policy saved my life. I was so behind on bills etc. I just got the check for 100K today. I was so happy I cried as the stress about money was taking a toll on me."

Sandra G. - Nevada

"Michelle has been my insurance agent for the past 3 years. I have found her to be very knowledgeable, very responsive and extremely friendly. I recently lost my wife and during that time, Michelle has reached out just to see how I was doing very often. I could tell that she cares for me on a personal level and not just as her client. She has helped me navigate the insurance process when you deal with hospitalization and death, without hesitation. Michelle has a great sense of humor and has made me smile in this very difficult experience. I have worked with insurance agents in the past and I have not ever worked with a better one than Michelle Niederer."

Jon W. - Oregon

"Michelle came recommended to me as I had been without health insurance coverage for years and I was experiencing difficulties finding a healthcare plan that covered my needs. As a 50 year old man, I had specific health concerns that had worried me for awhile. Michelle made suggestions and influenced my decision on coverage that was affordable. I was ultimately able to eliminate my healthcare concerns as Michelle got me more screenings and doctor assistance than I expected."

Chris D. - California

Get In Touch

4928 N Lawsonia Pl, Boise, ID 83713, USA

Dorothy "Michelle" Niederer, Insurance Broker

Licensed Life/Health Producer

NPN #: 7271133

Lic: CA 0K00179

Lic: ID 584915

Lic: MT 3000074137

Lic: OR 7271133

Lic: WA 123585


EMG Ethical Marketing Group, LLC

All Rights Reserved © 2024

​4928 N Lawsonia Pl, ​Boise, ID 83713​

[email protected]